Online Banking

To enroll in Online Banking:

  • Visit our home page where you will the Online Banking "Login" area.
  • Enter your primary member number (account number) as the Username.
  • Enter your password (primary member's birth year and the first 2 characters of their last name in all CAPS) click "Login".
  • Follow the instructions on your screen to change your username, password, and set up your security questions.
  • When the Online Banking screen appears, you are in!

It’s Me 247 is the online system that allows you access to all of your Valley Oak accounts anytime, anywhere!

You can:

  • Obtain current balances on all accounts including savings, checking, loans and more.
  • Transfer money from or to any account you have at the Credit Union. Or transfer to someone else’s account here at the CU as long as you have their name and account number.
  • Make loan payments and payments to our Visa Credit Card if you have one.
  • Have a withdrawal check mailed to your address.
  • View all account history information for the past three years.
  • View and print copies of cleared checks written on your account.
  • View transactions by type or by date.
  • Open an additional account or Share Certificate
  • Through It’s ME 247, we have Mobile Web and Text Banking available too

If you would like to have even more convenience at your fingertips, sign up for Valley Oak's free It's Me 247 Bill Pay. Pay all your bills from one location; all you need is an internet connection! You can set up all your payments through the Bill Pay system, whether it is an occasional bill or a reoccurring bill you may have every month.

How to Enroll

To enroll, simply log in to It’s Me 247 as usual and click the Pay Bills link from the main menu. Step-by-step point and click instructions will guide you through enrollment and setup. After allowing for processing (approximately 24-48 hours), you’ll be ready to go. Just come back to It’s Me 247 and click the Pay Bills link again!

We're also excited to announce some new and improved features of the Online Bill Pay system!

  • Full integration within online banking
  • Full mobile functionality for your phone or tablet
  • Ability to configure email alerts
  • Real-time access to checking account balance
  • Reminders if balance isn’t sufficient to pay bills
  • A more intuitive, user-friendly experience

Enrolling in Bill Pay

Adding a Payee

Scheduling Payments

Setting Up an E-Bill

Remember: Both the Home Banking and Online Bill Pay services are ABSOLUTELY FREE!*

Electronic Funds Transfer Disclosure

* Some services in online bill pay, such as Expedited Payment and Popmoney, have a fee associated with each transaction.