Credit Union Direct Lending® (CUDL)

Although many members contact us to get pre-approved before shopping for a car, others find themselves on a weekend at the dealership ready to buy. When that happens, Valley Oak can still provide the financing, thanks to our relationship with Credit Union Direct Lending® (CUDL).

Visit a participating California dealerships and they can approve your auto loan on site. To find a list of participating dealers, go online to AutoSMART or call the dealership locator at 877.744.CUDL (2835).