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Rates

1st Mortgage

View Mortgage Rates

Rates Effective October 1, 2022

Variable Rate Home Equity Line of Credit Loans
Min. Subsequent Advances: $250
Max. Line of Credit: $400,000
Min. Line of Credit: $5,000
Term: 15 Yr
Variable Rate: 80% LTV
Interest Rate: 5.75% APR*
Points: None
Margin: 0%
First Year Fixed Rate: 2.75% APR*
Index: 3.25% APR*
Min./Floor Rate: 5.75% APR*
Max./Cap Rate: 12.00% APR*

Index from Wall Street Journal Prime Rate + Margin = APR*. Changes in January, April, July and October.

No Annual Renewal Fees. Please ask about closing costs.

Home Equity Disclosure

*Rates and promotion details may change or end at any time per the Credit Union’s discretion. Promotional Interest rate ends 1 year after loan disbursal. Rate adjusts to standard adjustable rate of Prime +0 after the first year. Contact the Credit Union for full details. APR = Annual Percentage Rate. Annual Percentage Rates listed above reflect "as low as" rates and may vary.