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1st Mortgage

View Mortgage Rates

Rates Effective October 1, 2023

Variable Rate Home Equity Line of Credit Loans
Min. Subsequent Advances: $500
Max. Line of Credit: $400,000
Min. Line of Credit: $5,000
Term: 15 Yr
Variable Rate: 80% LTV
Interest Rate: 8.25% APR*
Points: None
Margin: 0%
First Year Fixed Rate: 2.75% APR*
Index: 4.75% APR*
Min./Floor Rate: 5.75% APR*
Max./Cap Rate: 12.00% APR*

Index from Wall Street Journal Prime Rate + Margin = APR*. Changes in January, April, July and October.

No Annual Renewal Fees. Please ask about closing costs.

Home Equity Disclosure   Investment/Rental Properties Disclosure

*Rates and promotion details may change or end at any time per the Credit Union’s discretion. Promotional Interest rate ends 1 year after loan disbursal. Rate adjusts to standard adjustable rate of Prime +0 after the first year. HELOC’s are available on investment/rental properties, however investment/rental properties do not qualify for the promotional rate and details. Contact the Credit Union for full details. APR = Annual Percentage Rate. Annual Percentage Rates listed above reflect "as low as" rates and may vary. 

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.