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Rates

1st Mortgage

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HELOC LOAN

Rates Effective July 1, 2025

Variable Rate Home Equity Line of Credit Loans
Min. Initial Advances: $5000
Min. Subsequent Advances: $500
Max. Line of Credit: $400,000
Min. Line of Credit: $5,000
Term: 15 Yr
Loan to Value: 80%
Variable Interest Rate: 7.50% APR*
Points: None
Margin: 0%
Index: 8.50% APR*
Min./Floor Rate: 5.75% APR*
Max./Cap Rate: 12.00% APR*

*Index from Wall Street Journal Prime Rate + Margin = APR. Changes in January, April, July and October.

No Annual Renewal Fees. Please ask about closing costs.

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.