1st Mortgage

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Rates Effective October 1, 2022

Variable Rate Home Equity Line of Credit Loans

Min. Subsequent Advances:	$250
Max. Line of Credit:	$400,000
Min. Line of Credit:	$5,000
Term:	15 Yr
Variable Rate:	80% LTV
Interest Rate:	5.75% APR*
Points:	None
Margin:	0%
First Year Fixed Rate:	2.75% APR*
Index:	3.25% APR*
Min./Floor Rate:	5.75% APR*
Max./Cap Rate:	12.00% APR*

Index from Wall Street Journal Prime Rate + Margin = APR*. Changes in January, April, July and October.

No Annual Renewal Fees. Please ask about closing costs.

Home Equity Disclosure

*Rates and promotion details may change or end at any time per the Credit Union’s discretion. Promotional Interest rate ends 1 year after loan disbursal. Rate adjusts to standard adjustable rate of Prime +0 after the first year. Contact the Credit Union for full details. APR = Annual Percentage Rate. Annual Percentage Rates listed above reflect "as low as" rates and may vary.