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Boat Loans

Valley Oak is Rooted in Your Relaxation! Valley Oak offers loans for boats, motorcycles, RVs, and more.

  • Rates are as low as 7.50% APR for NEW, 8.00% APR for USED*
  • Financing up to 100%
  • Terms up to 84 months**

So what are you waiting for? Get out there and relax!

Apply for a RV Loan  View Rates & Terms Calculate My Loan Payment

* You may be able to receive a lower rate depending on current discounts offered which apply. Check with a loan officer for details about any current discounts.

*/**Payment Example: A $25,000 Boat (Toy Loan) financed at 7.00% Annual Percentage Rate (APR) for a 60-month term - payments are $21.00 per $1,000 borrowed. (2024 and newer)

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.