Welcome to your new home! Let us help make your dream of home ownership come true. Click anywhere to apply today.
Auto Rates as low as 2.00% APR Click anywhere to apply now.
Take advantage of members-only discounts from our credit union partners. Love my credit union rewards. Turbotax, ADT, Sprint, Love to shop. Click for details
Make sure to sign up for our free financial education program! Click anywhere to learn more.

Online Banking

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What's Happening

Love My Credit Union Rewards

Love My Credit Union Rewards

LOVE your savings, Valley Oak Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day.

Wild Water Adventure Park

Wild Water Adventure Park

Members get a discount at Wild Water Adventure Park. Tickets for $22.99, this is a savings of $14.00.

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield