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What's Happening

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

Referral Program

Referral Program

Refer a friend and you'll both earn $25!* Get started today - There's no limit on how many members you can refer!

Holiday Closing

Holiday Closing

Valley Oak Credit Union will be closed on Monday, February 20th for President's Day.

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield