This holiday season, save more and plan ahead! Holiday Loan 8.95% APR* Holiday Club Account 0.15%APY*
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*APY=Annual percentage yield

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What's Happening

Annual Board Meeting

Annual Board Meeting

Attention Members: Annual Board Meeting, Tuesday, February 20 at 5:00pm.

Love My Credit Union Rewards

Love My Credit Union Rewards

LOVE your savings, Valley Oak Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day.

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield