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What's Happening

We're Updating Our Systems to Better Serve You

We're Updating Our Systems to Better Serve You

As we approach our 75th year of serving our community, we wanted to make sure we are ready to meet your needs well into the future and this is why we are changing our systems. Click here for all the latest details and what you need to do by March 2.

Love My Credit Union Rewards

Love My Credit Union Rewards

LOVE your savings, Valley Oak Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day.

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield