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What's Happening

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

Alert: Equifax Breach

Alert: Equifax Breach

Equifax Says Cyberattack May Have Affected 143 Million Customers. What does this mean?

Important: ACH Debit Changes

Important: ACH Debit Changes

Changes in the national rules for Automated Clearing House (ACH) debits will take effect on September 15, 2017. Virtually all types of electronic payments for debit transactions are now eligible to be processed on the same day that they are originated.

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Current Rates

Loan Rates as low as
Auto 1.75% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield