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Simplify Your Debt and Save with a Balance Transfer! Both new and current members can enjoy a low rate of 2.99% APR* for 6 months when you transfer your balances to a Valley Oak Credit Card.*
Consolidate your debt to a Credit Card with rates starting at just 8.49% APR* or a Personal Loan with rates as low as 9.95% APR*. Start 2025 Off On The Right Foot & Apply Today!
No money down, no closing costs and no prepayment penalties.
Competitive rates and affordable payments.
Anytime. Anywhere.
FREE within Online & Mobile Banking
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The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.
Membership is open to any person who resides in Tulare & Madera Counties, as well as thousands of employees who work for our Select Employee Groups within these two counties.
we welcome you to join us today
Join us for our Annual Meeting on Tuesday, February 18, 2025. We are also looking for members to fill two (2) open seats on our Board of Directors. Click to learn full details about the Annual Meeting and how to apply for one of our Board of Director positions.
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Thursday, June 27, 2024, marked 80-years of service for Valley Oak with the milestone marked by a weekslong celebration of loan and savings specials, sweet treats, drawings for prizes – as well as a ribbon cutting ceremony lead by the Tulare Chamber of Commerce!
A year in the making, Valley Oak Credit Union, local Tulare County artist Joseph Cabello, along with representatives from the Visalia Chamber of Commerce and local organizations celebrate a mural honoring the Visalia community.
Valley Oak Credit Union remains the strong financial institution you have relied on for years — and can continue to for many years to come.
Unfortunately, scammers are getting more clever these days, but by arming yourself with the necessary information, you can outsmart them. Read on to find articles about detecting card skimmers and what to do if you fall victim to any fraud activity.
Due to the demand for car sales but inventory still being limited, scammers are taking advantage of the situation. If you're in the market for a new or used vehicle, don't fall victim and click on the below to learn more.
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