If you have not set up your username, please enter your member number.
This section of the page contains a carousel that visually displays various slides one at a time. For screen reader users, pausing the slider will allow the slides to be announced simply when you use the carousel navigation buttons.
with a Consolidation Loan from Valley Oak!
2.99% APR* for 6 months when you consolidate with a Balance Transfer on a Valley Oak Credit Card!
Or consolidate with a Personal Loan!
when you purchase or refi your auto loan
PLUS MAKE NO PAYMENTS FOR 90 DAYS!*
Then upgrade to the latest technology now affordable thanks to our Tech Loan.
Flat Rate of Only 6.99% APR*
We're here to help members impacted by the current public health emergency.
Receive the latest news and updates via email!
* - Indicates required field
Membership is open to any person who resides in Tulare & Madera Counties, as well as thousands of employees who work for our Select Employee Groups within these two counties.
we welcome you to join us today
Valley Oak is looking for members to fill three open seats on our Board of Directors. Are you interested in becoming more involved with your credit union and how our decisions are made? Then apply to be on the Board of Directors today!
Read More
Contactless payment is here with Samsung, Google and Apple Pay!
Now more than ever, please be aware of email or phone calls that you deem to be suspicious. As a reminder, Valley Oak will NEVER contact you and ask you for your account information via phone or email.
Every purchase you make is rounded up to the nearest dollar. The “roundup” is then deposited into a savings account of your choice. Every time you swipe your Debit Card you’ll be saving money!
LOVE your savings! Valley Oak Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day.
Apply Now
Open an Account