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Call of Volunteers

Call of Volunteers

Valley Oak Credit Union is a not-for-profit financial cooperative owned by its members and guided by volunteers. We are looking for dedicated volunteers from within our membership to serve on our Board of Directors and Supervisory Committee members.

Is a Credit Union Right for Me?

Is a Credit Union Right for Me?

People all over the world belong to credit unions, including over 98 million members in the United States. Because credit unions are not-for-profit financial institutions, their focus is serving the financial needs of their members and not making a profit. On the whole, credit unions typically offer higher rates on savings, fewer fees, and lower rates on loans.

VISA Summer Contest

VISA Summer Contest

Enjoy a Jam Packed Summer using your VISA® Credit Card! You Could Win $5,000

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield