If you have not set up your username, please enter your member number.
This section of the page contains a carousel that visually displays various slides one at a time. For screen reader users, pausing the slider will allow the slides to be announced simply when you use the carousel navigation buttons.
With a Credit Card that will ease your holiday spending!
*Brighten Your Spirits Today!
Refinance or Purchase
PLUS MAKE NO PAYMENTS FOR 90 DAYS!*
REFI or PURCHASE TODAY
• Conventional, FHA & First-time homebuyer programs • Low fixed & variable rate options • No point real estate loan programs • No prepayment penalties • Apply Online
Receive the latest news and updates via email!
* - Indicates required field
Membership is open to any person who resides in Tulare & Madera Counties, as well as thousands of employees who work for our Select Employee Groups within these two counties.
we welcome you to join us today
The Middle Class Tax Refund (MCTR) is a one-time payment to provide relief to Californians. If you are eligible, you will automatically receive a payment. Payments are expected to be issued between October 2022 and January 2023.
Read More
Unfortunately, scammers are getting more clever these days, but by arming yourself with the necessary information, you can outsmart them. Read on to find articles about detecting card skimmers and what to do if you fall victim to any fraud activity.
Valley Oak is looking for members to fill three open seats on our Board of Directors. Are you interested in becoming more involved with your credit union and how our decisions are made? Then apply to be on the Board of Directors today!
Due to the demand for car sales but inventory still being limited, scammers are taking advantage of the situation. If you're in the market for a new or used vehicle, don't fall victim and click on the below to learn more.
Don't let scammers get the better of you as they try to call you from a phone number you might be familiar with, but in actuality it's not who you think it is on the other line. Click "Read More" below to learn about all the ways you can protect your identity from fraud.
Contactless payment is here with Samsung, Google and Apple Pay!
Apply Now
Open an Account