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What's Happening

Travel Tips & Keeping your Money Safe

Travel Tips & Keeping your Money Safe

Traveling means venturing into the unknown. That’s the fun of it, but it can also mean opening yourself up to theft, both physical and identity. Roughly 33 percent of identify fraud takes place during travel and in many cases could have been avoided with the right safety precautions.

Alert: Cashier's Check Fraud

Alert: Cashier's Check Fraud

How to avoid cashier’s check fraud. If you're suspicious of a check you've received, call the issuing bank right away!

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

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Current Rates

Loan Rates as low as
Auto 2.50% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield