Attention Members: Starting at 9:00pm on Monday, June 18 through 5:00am on Tuesday, June 19, CU*Talk, CheckViewer, and It's Me 247 Online & Mobile Banking will undergo a system update and will be unavailable. Thank you for your patience and understanding!

Welcome to your new home! Let us help make your dream of home ownership come true. Click anywhere to apply today.
Auto Rates as low as 2.00% APR Click anywhere to apply now.
Take advantage of members-only discounts from our credit union partners. Love my credit union rewards. Turbotax, ADT, Sprint, Love to shop. Click for details
Make sure to sign up for our free financial education program! Click anywhere to learn more.

Online Banking

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What's Happening

Wild Water Adventure Park

Wild Water Adventure Park

Members get a discount at Wild Water Adventure Park. Tickets for $22.99, this is a savings of $14.00.

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

Mobile App Update

Mobile App Update

Introducing a more convenient way to log into Valley Oak's mobile banking app! Click here for details.

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield