Join us on Thursday, October 18 as we celebrate International Credit Union Day.
No matter your auto-buying stage, we've got you covered! 
Buy new or used, refinance, first time auto buyer. Rates as low as 2.75% APR* Apply Today. *Click her full details
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Online Banking

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What's Happening

Mobile Banking Feature: Manage My Cards

Mobile Banking Feature: Manage My Cards

Check out the new mobile banking feature on your mobile phone today. Safely lock your debit card from your phone.

VISA Credit Card Special

VISA Credit Card Special

Transfer your balances to a low rate of 2.99% APR* for 6 months¹

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

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Current Rates

Loan Rates as low as
Auto 2.75% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield