Along with other local financial institutions, we have been made aware of members being called or receiving texts looking like the communication is coming from one of our numbers. The caller/texter states they represent Valley Oak Credit Union and our fraud department. These scammers are asking for account and other personal information. DO NOT provide any such information over the phone or via text. Please Contact Us if you receive such a call or text.


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Valley Oak Credit Union

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.

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Lower Your Carbon Footprint & Save on Bills Monthly

with Valley Oak's Energy-Efficiency Loan Program

Go Green & Save
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Refer a friend & you'll both receive $25!*

There's no limit on how many members you can refer!

*Learn More & Get to Referring!

Membership is open to any person who resides in Tulare & Madera Counties, as well as thousands of employees who work for our Select Employee Groups within these two counties.

we welcome you to join us today