Auto Rates as low as 2.00% APR Click anywhere to apply now.
Need to make a payment today? Use your credit or debit card now* Click anywhere for details.
Make sure to sign up for our free financial education program! Click anywhere to learn more.
Take advantage of members-only discounts from our credit union partners. Love my credit union rewards. Turbotax, ADT, Sprint, Love to shop. Click for details

Online Banking

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What's Happening

Holiday Closing

Holiday Closing

Valley Oak will be closed on Monday, May 28 for Memorial Day.

Wild Water Adventure Park

Wild Water Adventure Park

Members get a discount at Wild Water Adventure Park. Tickets for $22.99, this is a savings of $14.00.

You Can Now Make Payments Online!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield