AS OF 7/11/24: Due to enhancements to our credit cards, our backend system is going through several updates that may cause temporary interruptions at times when members are trying to view or access their credit card accounts through Online or Mobile Banking. Members can still use their credit cards as transactions will still be authorized and payments will be processed. Should you have any questions or issues, please contact us. Thank you.

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Valley Oak Credit Union

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.

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Lower Your Carbon Footprint & Save on Bills Monthly

with Valley Oak's Energy-Efficiency Loan Program

Go Green & Save
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From 6/24/24 - 12/31/24 Refer a New Member & You'll Both Receive $80!*

There's no limit on how many members you can refer!

*Learn More & Get to Referring!

Membership is open to any person who resides in Tulare & Madera Counties, as well as thousands of employees who work for our Select Employee Groups within these two counties.

we welcome you to join us today