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Make a Payment

Make a Payment Online

When life is busy Valley Oak is here for you!

You can make payments to your Valley Oak Loan anytime. 

Make your loan payment for FREE by:

  • Mailing a check or money order
  • Account to account automatic transfer (by completing an ACH authorization form)
  • Cash payment or calling a branch for account-to-account transfer
  • It’s Me 24/7 Online Banking account to account transfer

We also offer other convenience options with a fee:

  • Online payment portal through Swivel Pay.
  • $9.95 Representative assisted pay-by-phone (debit card or electronic check/ACH)
    NO Credit Cards
  • $4.95 Self-assist online payment (debit card or electronic check/ACH)

If you are looking to payoff your loan, please contact us to confirm your payoff amount prior to processing a payment through Swivel Pay.  

Make a Payment Online

If you are looking to make Visa Card payments, you can access It's Me 247 Online Banking, select your Visa and follow the prompts that will direct you to EZcardinfo.com. Here you can set up payments and much more! Phone payments can be made by calling 1.800.299.9842 where a representative assisted payment can be processed for a $10 convenience fee.

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.