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Member Appreciation Day

Member Appreciation Day

Don't forget to stop by any one of our branches the first Friday of each month to receive a special treat as our thanks to you, our members!

Call of Volunteers

Call of Volunteers

Valley Oak Credit Union is a not-for-profit financial cooperative owned by its members and guided by volunteers. We are looking for dedicated volunteers from within our membership to serve on our Board of Directors and Supervisory Committee members.

Holiday Closing

Holiday Closing

Valley Oak Credit Union will be closed on Monday, July 4th in observance of Independence Day.

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Current Rates

Loan Rates as low as
Auto 2.50% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield