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My VO Roots

My VO Roots

Our 3rd Annual Photo and Video Contest! You could win $200!

Holiday Closing

Holiday Closing

Valley Oak Credit Union will be closed on Monday, May 25, in observance of Memorial Day. 

Craigslist Alert

Craigslist Alert

Selling or buying cars has never been easier thanks to Craigslist, but scams await the unwary. Find out what anyone should know before making an auto trade on Craigslist!

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Current Rates

Loan Rates as low as
Auto 2.50% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.10% APY*
Money Market 0.25% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield