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What is a Credit Union?

What is a Credit Union?

Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates.

Valley Oak Newsletter

Valley Oak Newsletter

Valley Oak Credit Union 2016 3rd Quarter Newsletter is ready to read!

Click here to view the current newsletter.

VISA Summer Contest

VISA Summer Contest

Enjoy a Jam Packed Summer using your VISA® Credit Card! You Could Win $5,000

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Current Rates

Loan Rates as low as
Auto 2.00% APR*
Signature 8.95% APR*
VISA Line of Credit 8.49% APR*
Share Rates as high as
Regular Shares 0.05% APY*
Money Market 0.20% APY*
Certificate 1.41% APY*

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield