Checking
Whether you want a checking account that has no frills, or one that actually pays you – Valley Oak has the checking account you've been looking for. Review our selection of checking accounts below and then contact us to open your new account today.
|
Account Features |
e-Checking |
Premium Plus |
Privilege |
Second Chance |
|
Dividend Earnings* |
No |
On daily balances of $2,000 or more |
No |
No |
|
Monthly Fee |
None! |
$5.00 |
None! |
$10 |
|
Initial Deposit |
$50 |
$50 |
$50 |
$50 + ($100 Pledge) |
|
Check Writing |
Yes! Free,unlimited |
Yes! Free,unlimited |
Yes! Free,unlimited |
Yes! Free,unlimited |
|
Mobile Deposit |
Free! |
Free! |
Free! |
Free! |
|
Courtesy Pay Privilege |
Yes! Eligible after 90 days of opening |
Yes! Eligible after 90 days of opening |
Yes! Eligible after 90 days of opening |
No |
|
Offical Checks Fee** |
Refer to Fee Schedule |
2 Free per month! |
Free! |
Refer to Fee Schedule |
|
Debit Card POS Fee |
Free! |
Free! |
Free! |
Free! |
|
Check Orders Reorder Checks |
1 Free box at time of opening |
Unlimited free checks! |
2 Free boxes of checks - per year! |
Cost of check |
|
eStatements (electronic) |
Free! Required enrollment |
Free! |
Free! |
Free! |
|
CUTalk Telephone Banking |
Free! |
Free! |
Free! |
Free! |
|
It's Me 247 Home Banking/Bill Pay** |
Free! Required enrollment |
Free! |
Free! |
Free! |
|
Live Teller Inquiries** |
Unlimited! |
Unlimited! |
Unlimited! |
Unlimited! |
For specific details regarding our Second Chance checking account, please contact us at 800.561.4302.
Wire Instructions