Checking
Whether you want a checking account that has no frills, to one that actually pays you – Valley Oak has the checking account you've been looking for. Review our selection of checking accounts below and then contact us to open your new account today.
|
e-Checking |
Premium Plus |
Privilege |
Second Chance |
Dividend Earnings* |
No |
On daily balances of $2,000 or more |
No |
No |
Monthly Fee |
None! |
$5.00 |
None! |
$10 |
Initial Deposit |
$50 |
$50 |
$50 |
$50 + ($100 Pledge) |
Check Writing |
Yes! Free,unlimited |
Yes! Free,unlimited |
Yes! Free,unlimited |
Yes! Free,unlimited |
Mobile Deposit |
Free! |
Free! |
Free! |
Free! |
Courtesy Pay Privilege |
Yes! Eligible after 90 days of opening |
Yes! Eligible after 90 days of opening |
Yes! Eligible after 90 days of opening |
No |
Cashier Check Fee** |
Refer to Fee Schedule |
2 Free per month! |
Free! |
Refer to Fee Schedule |
Debit Card POS Fee |
Free! |
Free! |
Free! |
Free! |
Check Orders Reorder Checks |
1 Free box at time of opening |
Unlimited free checks! |
2 Free boxes of checks - per year! |
Cost of check |
eStatements (electronic) |
Free! Required enrollment |
Free! |
Free! |
Free! |
Audio Response |
Free! |
Free! |
Free! |
Free! |
Home Banking/Bill Pay** |
Free! Required enrollment |
Free! |
Free! |
Free! |
Live Teller Inquiries** |
Unlimited! |
Unlimited! |
Unlimited! |
Unlimited! |
For specific details regarding our Second Chance checking account, please contact us at 800.561.4302.
*Refer to Rate Schedule.
**Refer to Fee Schedule.
Wire Instructions: Click Here