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VISA Credit Card Special

Transfer your balances to a low
rate of 2.99% APR* for 6 months¹

VISA Classic

The Valley Oak VISA Classic credit card offers rates starting at just 8.49% APR*, and credit limits up to $20,000 and comes with many great benefits:

  • No annual fee
  • Worldwide acceptance
  • No interest accrued on purchases if paid in full within 25 days of the statement date
  • A low 2% transaction fee on cash advances**
  • No Balance Transfer Fee
  • Automatic payment options available
  • Option to pay the balance all at once or in monthly installments
  • Card verification value; fraud protection

Apply Now  VISA Disclosure

*APR=Annual Percentage Rate. Rates and terms are subject to change without notice and based on approved credit. Depending on credit worthiness, Classic VISA rates range from 8.49% -19.90% APR.

** No cash advance fee is charged if the balance transfer is completed by using an authorized Valley Oak Credit Union credit card. Balance transfers are not valid for payment of Valley Oak Credit Union loans or Valley Oak Credit Union VISA card balances.

¹VISA Credit Card Balance Transfer Special: 2.99% APR for new and existing Valley Oak Credit Card holders all balance transfers.

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