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What's Happening

Apply Now For SBA's Payment Protection Program

Valley Oak has been approved to be a lender for the SBA's Payment Protection Program! If you or someone you know is a small business that qualifies for the PPP Loan, we would love to help!

Updated Branch Hours

The health and safety of our members and staff is our top priority. In light of unfolding events with COVID-19, we need to modify the lobby hours at our branches starting Monday, April 6. Please read to learn more information.

Beware of COVID-19 Scammers

ATTENTION: Now more than ever, please be aware of email or phone calls that you deem to be suspicious. As a reminder, Valley Oak will NEVER contact you and ask you for your account information via phone or email.

COVID-19 Update From CEO

As of this time, all of our branches are open during our normal business hours.

We're Hiring!

We are looking for an employee who will share our pride and passion for serving our membership.

Mobile Banking Feature: Manage My Cards

Have you seen the feature Manage My Cards within Mobile Banking? Safely lock your debit card from your phone.

Debit Card Roundup

With our optional Debit Card Roundup, every purchase you make is rounded up to the nearest dollar.  The “roundup” is then deposited into a savings account of your choice.  Every time you swipe your debit card you’ll be saving money!

Love My Credit Union Rewards

LOVE your savings, Valley Oak Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day.

Energy Loans

Become energy efficient today!

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

CU*Talk Telephone Banking

We have updated our old Audio Response phone number and the new number for CU*Talk is 833.740.8947. Access your accounts 24/7.

Referral Program

Refer a friend and you'll both earn $25!* Get started today - There's no limit on how many members you can refer!

VISA Check Out

You can now sign up your Valley Oak Credit Card for VISA Checkout!