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Energy Efficiency Loans

What's Happening

Share Certificate Special

Celebrate 75 years with a Share Certificate rate of 7.50% APY*!

Reduce Your Loan Rate by 0.75%!

Celebrate our 75th anniversary by reducing your next auto and/or recreational vehicle loan rate by 0.75%*

Email & Internet Safety Tips

Here are some great safety tips to protect yourself when it comes to the internet, social media, emails and passwords.

Debit Card Roundup

With our optional Debit Card Roundup, every purchase you make is rounded up to the nearest dollar.  The “roundup” is then deposited into a savings account of your choice.  Every time you swipe your debit card you’ll be saving money!

75th Anniversary

This year, 2019, marks a very special year for Valley Oak Credit Union, our 75th anniversary!

Love My Credit Union Rewards

LOVE your savings, Valley Oak Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day.

Mobile Banking Feature: Manage My Cards

Check out the new mobile banking feature on your mobile phone today. Safely lock your debit card from your phone.

You Can Now Make Payments Online!

When life is busy Valley Oak is here for you! You can now make online payments using your credit or debit card. 

Personal Loans

Let Valley Oak Credit Union help you explore new opportunities, anything is possible! Finance a wedding, a dream vacation, landscape your lawn or buy appliances for your home.

Home Loans

A home is likely the largest purchase you'll ever make, so you'll want to make sure you work with a lender you can trust. Valley Oak has partnered with Wescom Central Credit Union in order to best serve you, whether you are purchasing your first home, your dream home, or simply interested in refinancing your current home loan.

CU*Talk Telephone Banking

We have updated our old Audio Response phone number and the new number for CU*Talk is 833.740.8947. Access your accounts 24/7.

New & Used Vehicles

If you're looking to buy or refinance your new or used vehicle, we have the rate, terms, and personalized service you need!

Referral Program

Refer a friend and you'll both earn $25!* Get started today - There's no limit on how many members you can refer!

VISA Check Out

You can now sign up your Valley Oak Credit Card for VISA Checkout!