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Founded on the basic democratic premise of the cooperative movement, Valley Oak Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens. Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to Certificate of Deposits. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings.
'This credit union is federally insured by the National Credit Union Administration'
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