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Auto Loans

Valley Oak Credit Union offers low, cost vehicle loans for every need: Auto Loans with competitive rates and terms, Boat Loans for your pleasure, RV Loans to get you out on the road, and Motorcycle Loans for the adventurous.

View Auto Loans

Auto Buying Service
Valley Oak is pleased to introduce the easiest and fastest way to get the vehicle you want at the best possible price, and it's free to all members.
Here's how it works:
  • Get pre-approved for your Valley Oak Credit Union Auto Loan by applying here or calling 800.561.4302
  • Contact Dan Del Campo at 559.325.2139 or (559) 304-8749 weekdays between 9 am and 5 pm to talk with the Auto Buying Service about the car you want or 800.234.6999 (toll free).
  • Or click here to access our online vehicle locator
  • Our Auto Buying Service finds the vehicle you want and in most cases will deliver your new car to your home or office

Auto Buying Service provided by AutoLand, a California licensed dealer.  All new cars arranged for sale are subject to price and availability from the selling franchised new car dealer.

Personal Loans

To help you with larger purchases, you may choose our Signature Loan, Share Secured or Certificate Secured Loan.

View Personal Loans

Real Estate Loans

Valley Oak Credit Union is ready to assist you with solutions to fit your real estate needs. From your first home purchase to refinancing for whatever you desire, check us out for your low, low, cost real estate loan.

View Real Estate Loans

 
Lending Protection

For just a few dollars a month, you can safeguard yourself and your family – as well as your credit history – by establishing protection for your Valley Oak loans. 

View Lending Protection

Visa

Valley Oak Credit Union has many low cost solutions to getting you the money you need. Whether you choose to use our Visa Classic or Secured Visa Classic card, you’re never more than a few steps away from a Visa merchant.

View Visa Credit Cards


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